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Schemes & Opportunities

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Affordable Housing

10% Deposit Scheme

10% Deposit Scheme

Assisting individuals aged 21-39 with the 10% deposit on home loans.

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Development of HOS Plots

Development of HOS Plots

Waiving of the 25% development fee on Home Ownership Scheme plots when the property is redeveloped for use by beneficiaries’ children.

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Equity Sharing Scheme

Equity Sharing Scheme

Assisting individuals aged 25+ (with the Housing Authority as partners) to take on a home loan due to their age and income.

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First-Time Buyer Scheme

First-Time Buyer Scheme

A €10,000 grant given over a period of 10 years after purchasing your first home.

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Grant on First Residence

Grant on First Residence

A grant for first-time buyers covering a percentage of the fiscal receipts submitted for finishing or construction works.

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Housing Benefit Scheme

Housing Benefit Scheme

Assisting tenants in the private sector with their monthly rent to ensure affordable rents.

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New Hope Scheme

New Hope Scheme

Loan guarantee of up to €250,000 for individuals who face difficulties in taking up a Life Insurance policy due to medical conditions.

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Nikru biex Nassistu

Nikru biex Nassistu

An opportunity for landlords and owners of vacant dwellings who wish to lease their property to the Housing Authority to be used for Social Housing purposes.

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Pension Incentive

Pension Incentive

Financial incentives for Social Housing tenants who voluntarily return their property when moving into a residential care home.

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Sir Sid Darek

Sir Sid Darek

Opportunity for tenants residing in eligible social housing properties to purchase their residence.

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Sir Sid Darek 2

Sir Sid Darek 2

Opportunity for tenants residing in eligible social housing properties in Valletta, Senglea Xatt ir-Risq, Imtarfa, Pembroke, Tignè, Sliema, and Marsaskala Qasam tal-Bujar to purchase their residence.

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Social Loan Scheme

Social Loan Scheme

Assisting low-income earners with a grant of up to €167 per month towards their home loan.

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Tax Reduction Scheme

Tax Reduction Scheme

Tax incentive for both landlords and tenants on the first €200,000 of the property value when the property is sold or purchased.

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Pre 1995

Protected Pre-95 Leases

Protected Pre-95 Leases

Support, Legal Aid, and Financial assistance (Rent Subsidy) for tenants facing court cases arising from Pre-1995 Leases.

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Repairs and Adaptation

Adaptation of Pre-95 Properties

Adaptation of Pre-95 Properties

Financial assistance of up to €25,000 for structural repairs and adaptations in buildings leased before June 1995.

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Installation of Lifts

Installation of Lifts

Scheme for tenants in social accommodation to apply for a lift to be installed in government-owned blocks.

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Refurbishment of Common Parts

Refurbishment of Common Parts

Assisting social housing tenants with a grant of up to €6,000 to refurbish the common parts.

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Regeneration of Facades

Regeneration of Facades

The Regeneration of Façades programme focuses on restoring the facades of all social housing blocks, prioritising those in the most deteriorating state.

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Rehabilitation of Vacant Dwellings

Rehabilitation of Vacant Dwellings

Financial assistance for private owners to rehabilitate vacant properties and lease them to the Housing Authority to be used for Social Housing purposes.

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Renovation of Housing Estates

Renovation of Housing Estates

Through a systematic and ongoing programme, the Housing Authority renovates old Housing Estates to modernise them and align them with current standards.

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Scheme for Persons with Disability

Scheme for Persons with Disability

Assistance for persons with a disability or elderly persons to ensure safety and mobility in their own residence to render the property adequate for independent living.

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SensAbility Scheme

SensAbility Scheme

Financial assistance of up to €6,000 to equip a sensory room for persons with sensory challenges.

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Subsidy on Adaptation Works

Subsidy on Adaptation Works

Financial assistance of up to €21,000 for the refurbishment of old dwellings in a substandard condition.

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