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Prospective Buyers

10% Deposit Scheme

10% Deposit Scheme

Assisting individuals aged 21-39 with the 10% deposit on home loans.

Equity Sharing Scheme

Equity Sharing Scheme

Assisting individuals aged 25+ (with the Housing Authority as partners) to take on a home loan due to their age and income.

First-Time Buyer Scheme

First-Time Buyer Scheme

A €10,000 grant given over a period of 10 years after purchasing your first home.

Grant on First Residence

Grant on First Residence

A grant for first-time buyers covering a percentage of the fiscal receipts submitted for finishing or construction works.

New Hope Scheme

New Hope Scheme

Loan guarantee of up to €250,000 for individuals who face difficulties in taking up a Life Insurance policy due to medical conditions.

Social Loan Scheme

Social Loan Scheme

Assisting low-income earners with a grant of up to €167 per month towards their home loan.

Tax Reduction Scheme

Tax Reduction Scheme

Tax incentive for both landlords and tenants on the first €200,000 of the property value when the property is sold or purchased.

HousingAuthority.gov.mt

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